Services
The following information is provided for general informational purposes and does not form part of our editorial content. It relates to our professional services in Financial Crime.
The services described are provided by
concilio et labore GmbH,
which was founded by Bastian Schwind-Wagner. Bastian is a Certified Anti-Financial Crime Professional (CAFCP), a qualification validated by TU Dublin.
Anti‑Financial Crime (AFC) support for Luxembourg regulated entities
Our services are designed in line with Luxembourg regulatory expectations, CSSF/AED circulars and applicable EU AML/CFT/CPF requirements. We support entities across the full compliance lifecycle – from governance and control functions to operational compliance and regulatory inspections.
Control Functions & Senior Mandates
Responsable du Contrôle (RC)
RC function aligned with Luxembourg regulatory requirements
Interim Management — Conducting Officer
Senior management support during transition or regulatory pressure
Independent Non-Executive Director (iNED)
Independent AFC/AML/CFT/CPF and compliance oversight
Governance, Strategy & Framework
Anti-Financial Crime Consulting
Strategic AFC guidance aligned with CSSF/AED expectations
Financial Crime Framework
Structuring robust, CSSF/AED‑ready frameworks
AML/CFT/CPF Policies & Procedures
Clear and compliant documentation
Risk Assessment & Regulatory Readiness
AML/CFT/CPF Risk Assessment
Risk‑based analysis tailored to your business
AML/CFT/CPF Audit Preparation
Ready for internal and external audits
AML/CFT/CPF Inspections Preparation
Structured support for CSSF/AED reviews
Operational Compliance & Controls
AML/CFT/CPF Compliance
Day‑to‑day compliance advisory
KYC & CDD Services
Risk‑based onboarding and reviews
Transaction Monitoring
Effective monitoring and control design
Sanctions Compliance
Restrictive measures (sanctions) governance and screening
Ongoing Support & Outsourcing
AML/CFT/CPF Officer Support
Practical support for key control functions
Outsourced AML/CFT/CPF Activities
Flexible and compliant outsourcing
Sector‑Specific Expertise
AML/CFT/CPF for Investment Funds, ManCos and AIFMs
Fund‑specific compliance solutions
AML/CFT/CPF for Banks
Banking supervision‑focused support
AML/CFT/CPF for PSF & FinTech
Scalable solutions for regulated innovators
Bastian Schwind‑Wagner — Short profile
Bastian Schwind-Wagner is an experienced anti-financial crime (AFC) professional specialising in the Luxembourg market. He combines in-depth regulatory knowledge with practical implementation skills to deliver inspection-ready solutions.
Core competencies include:
- strategic design and implementation of AFC frameworks (governance, role allocation)
- alignment with CSSF/AED expectations and EU AML/CFT/CPF requirements (regulatory readiness, inspections)
- drafting and revising policies & procedures
- conducting and documenting risk assessments that link risks to controls
- KYC & CDD frameworks and investor due diligence with oversight of delegated functions
- transaction monitoring: scenario design, calibration, data quality and alert handling
- sanctions compliance: screening, escalation and governance (EU/UN/OFAC relevance)
- AML internal audit preparation and independent reviews; support with CSSF/AED inspections
- operational and interim leadership: (interim) Conducting Officer — taking regulatory responsibility and managing remediation delivery
- board and governance support: Independent Non‑Executive Director (iNED) with AFC focus to strengthen oversight and documented challenge
- Responsable du Contrôle (RC): establish, strengthen or temporarily fill the RC function for independent, risk‑based control testing and board‑level reporting
-
outsourced activities: design, governance and oversight of outsourced AFC/AML/sanctions services
- Working style: pragmatic, inspection‑ready, focused on clear documentation, management information and sustainable implementation tailored to Luxembourg market specifics.
I look forward to working with you!
Kind regards,
